PIMFA Virtual Fest V2 2021

John Philip Glen is a British Conservative Party politician and former management consultant who has been the Member of Parliament (MP) for Salisbury in Wiltshire since the 2010 general election. Formerly Parliamentary Under-Secretary of State for Arts, Heritage and Tourism at the Department for Digital, Culture, Media and Sport, he currently serves as Economic Secretary to the Treasury and City Minister.

Liz joined PIMFA (then known as the Wealth Management Association) as Chief Executive in 2014.

She has 30 years financial services experience, 19 of which as a Chief Executive. She successfully transformed and advised several businesses through redefining strategy, re-branding, change management and inspirational leadership, creating profitable businesses.

She has substantive experience of people and corporate culture risk, regulatory knowhow across the industry – banking, insurance and wealth management and providing good practice guidelines for the industry to adopt.

She is an accredited coach and industry leader encouraging collaborative participation of diverse groups of industry experts to address sector challenges and to leverage industry resources for collective benefit.

Liz holds a degree in Psychology and a Masters in Occupational Psychology from Birkbeck.

Lawrence Wintermeyer is a globally recognised digital finance advocate with a track record as an advisor, executive, and board member working with global brands and startups. Based in London, he is the Principal of Elipses, a digital investment management firm focused on sustainable investments, systematic investment management strategies, big data analytics, machine learning, and DLT technologies. He is the co-founder of Global Digital Finance, a not for-profit promoting fair and transparent markets for crypto and digital assets, and is the former CEO of Innovate Finance and sits on the OECD Blockchain Expert Policy Advisory Board. Lawrence has an MBA, is a host on the Digital Asset Report on Fintech.TV, and is a regular Forbes contributor. He promotes ethical and sustainable finance policies for a transparent, secure, and quality digital future for everyone.

Giulia is a Senior Policy Advisor working on a wide range of regulatory and strategy matters such as markets integrity, data protection and digital innovation both at UK and EU level.  She is also an active member of the International Regulatory Strategy Group and runs a number of PIMFA Committees and working groups.

Since joining PIMFA  (then known as the Wealth Management Association) in February 2015, Giulia has been actively advocating on behalf of the wealth management and financial advice industry with regulators and other government departments and bodies.

Giulia’s previous work experience includes advisory roles in a family office and an international law firm, as well as a short stint as insolvency specialist in her native Italy.

Giulia holds both Italian and English law degrees as well as a postgraduate degree in institutional relations.

Giulia is a Chartered Member of the Chartered Institute of Securities and Investments.

Ryan’s journey with Royal London began back in 2008 after starting his career in compliance with Aviva. As an Investment Proposition Manager, Ryan learnt how to live and breathe Royal London’s Governed Range contributing to both its growth and development as well as speaking all things investment at adviser events. Ryan moved to Aberdeen Standard Investments in 2017 for a stint in the strategic client’s relationship team before a return to the Royal London adventure followed in October 2018 and becoming a senior business development manager focusing on pensions. Ryan holds the IMC qualification.

Having led learning teams at the Institute of Risk Management, The British Bankers Association and most recently at UK Finance where he developed learning academies on Vulnerability, Financial Crime and Conduct & Culture, Philip is considered a leading authority in L&D within financial services. At PIMFA, Philip’s responsibility is to design and deliver a suite of innovative learning solutions that not only support members to meet their regulatory obligations but help them develop the skills and talents their staff need to take advantage of digital transformation. A qualified trainer, Philip was awarded Fellowship of The Learning Performance Institute in 2018.

Mark is a Director in the Asset and Wealth Management Risk and Regulatory Practice, focussing on the Wealth Management and Private Banking sector. He has over 22 years of financial services experience predominantly in wealth management and banking.

Mark has supports a range of large mainstream, alternative and smaller clients in the banking, payments, asset management and wealth management sectors. Recent projects include: Governance framework reviews; Board effectiveness reviews; Conduct risk and controls; Assessing risk management frameworks; Designing and implementing risk remediation programmes; Regulatory visit preparation; and prudential assessments.

David is a Partner who leads  PwC UK’s Asset and Wealth Management Risk and Regulation Practice.

David leads teams delivering prudential regulatory support to PwC’s investment firm clients and is the partner responsible for new Investment Firm Prudential Regime across the UK.

David’s recent projects include delivering impact assessments of the IFPR on firms business models, helping clients understand the regulatory capital implications of legal entity restructuring,, reviewing firms regulatory reporting and helping firms develop enhanced governance processes around all elements of their ICAAPs and regulatory capital calculations. David also supports clients with their planning for SREP visits. Prior to joining PwC, David was a supervisor at the FSA.

Andrew is a Director in PwC’s Financial Services Regulatory Insights team, leading on the asset and wealth management sectors. The team monitor forthcoming regulatory issues, and help clients to understand the implications of those regulations on their businesses. FSRI also produces technical insights and communications including podcasts, newsletters and bulletins for firms on topical regulatory initiatives.

Andrew is leading the FSRI support on the IFPR, including liaising with regulators during and prior to consultation.  He also engages with other PwC network firms to understand how the European IFR is likely to be implemented.

He also works with David, Oli and Jill to deliver IFPR projects for clients.

Oli is a Senior Manager in PwC UK’s Asset and Wealth Management Regulatory Practice focusing on prudential regulation.

Oli has supported clients with preparing for the implementation of the new Investment Firm Prudential Regime, by undertaking impact assessments and forecasting potential capital requirements, conducting  detailed analysis of k-factors calculations, and has spoken at industry events on the IFPR.

Oli previously supported firms with the implementation of AIFMD and CRD IV

Giulia is a Senior Policy Advisor working on a wide range of regulatory and strategy matters such as markets integrity, data protection and digital innovation both at UK and EU level.  She is also an active member of the International Regulatory Strategy Group and runs a number of PIMFA Committees and working groups.

Since joining PIMFA  (then known as the Wealth Management Association) in February 2015, Giulia has been actively advocating on behalf of the wealth management and financial advice industry with regulators and other government departments and bodies.

Giulia’s previous work experience includes advisory roles in a family office and an international law firm, as well as a short stint as insolvency specialist in her native Italy.

Giulia holds both Italian and English law degrees as well as a postgraduate degree in institutional relations.

Giulia is a Chartered Member of the Chartered Institute of Securities and Investments.

Gordon has over 23 years’ experience in financial services. He’s played an integral role in adviser education and support throughout his career. Now, as a Business Support Manager, Gordon runs a team that helps the adviser community with best advice systems, portals and all of Royal London’s online support services.

Mark has recently joined LexisNexis Risk Solutions as Head of Identity Strategy for UK&I and will be working with his colleagues to guide the company in the fast changing markets of Identity management and fraud detection & prevention. He has been in the Personal data and Identity space for over 10 years consulting for the Mobile Identity programme at the GSMA and at Omdia, the leading tech research house. Mark regularly moderates at privacy, cybersecurity and identity conferences, and has appeared on television and radio discussing personal data, big tech and all things digital.

Simoney Kyriakou is a journalist with more than 20 years’ experience reporting on personal finance news. She has won many awards and written several books and is currently senior editor for FTAdviser. Simoney can be found tweeting regularly at @moorgatemermaid.

Simon joined PIMFA in November 2017 as a Senior Policy Adviser with a focus on public policy and long term savings. He has previously worked at the National Employment Savings Trust (NEST) and the Treasury in a variety of roles working on a number of issues including automatic enrolment, pension freedoms and the UK’s response to the financial crisis.

Simon has a strong interest in long term savings issues with a particular focus on overcoming behavioural barriers and the support structures that can be put in place in order to help and encourage a thriving savings culture in the UK.

Julie has more than 30 years’ experience in Financial Services all of which has been gained within the Banking, Insurance and Advice/Wealth Sector.

Julie has held senior roles across Sales, Compliance, Operations and Training & Competence and for the last third of her career has acted as a consultant to the industry.  As a partner at the regulatory training & consultancy firm FSTP for over 4 years, Julie led on projects covering the Approved Persons Regime, Culture, Senior Management Responsibilities, Regulatory Interview Preparation, S166 Remediation Projects, Training & Competence, Conduct Risk and Treating Customers Fairly to name but a few.

Having spent the last 3½ years at Worksmart, Julie has focused heavily on assisting organisations implement their responsibilities under the Senior Managers & Certification Regime.

Julie undertakes work on SM&CR, Culture & Conduct and its application for a range of Trade Bodies in the UK such as UK Finance (formerly British Banking Association), The Investment Association, The Finance and Leasing Association and the Credit Services Association and historically has worked with their members in open settings and on in-house projects across this particular topic.

Leading the regulatory & market engagement approach for Worksmart, Julie is focused on helping develop and deliver products that not only assist firms in meeting their regulatory obligations but also ensuring that they drive business benefits within the firms.

Emma is Business Development Manager at Worksmart and has been involved in some 30 SMCR and Training and Competence systems implementations.  After spending a number of years as a Mortgage and Investment Adviser in her early career, for the past 20 years she has put her experience to use in understanding the challenges faced by Financial Services firms and providing solutions that deliver real business benefit.

Jean-Maurice Ladure is Executive Director and Head of Applied Research, EMEA with responsibility for research to support new and existing indexes and risk models, including factor, ESG, climate change, thematic and economic exposure indexes, as well as performance and risk attribution.  He also serves as an ambassador to asset owners, asset managers and wealth managers on the role of indexes and factor models in asset allocation and portfolio construction.

Prior to joining MSCI, he held a number of roles at Coutts, the private bank of RBS. As Global Head of Quantitative Solutions, he was instrumental in developing Coutts’ client proposition and was responsible for investment performance analysis and portfolio risk. Before that, he was Head of Investment Strategy in Europe, primarily responsible for making investment recommendations within managed portfolios. This was based on modelling the interactions between economics and financial assets, assessing equity market valuations and capturing investor sentiment effects on markets.

Prior to Coutts, he was an investment strategist at Barclays Wealth and also worked at BNP Paribas Asset Management, as an institutional portfolio manager and quantitative analyst.

Jean-Maurice holds a Master’s degree in Economics and Statistics from ENSAE in France and is a CFA charter holder and a French actuary.

Tim is Director of Government Relations and Policy. Tim held numerous roles in banking and public affairs at Barclays Bank before moving to Prudential where he spent 11 years becoming Director of Public Affairs and Head of the Group Chairman’s Office.

His experience spans wealth management, insurance, banking and financial advice, the latter developed during RDR and FAMR. In his spare time he likes to visit galleries, go to the theatre and is a trustee of TfAC, an international aid charity.

As CEO, Peter is responsible for overseeing all Raymond James’ businesses in the UK including wealth management, capital markets and corporate finance.

Born in Dublin, Ireland, Peter read Business Studies at Trinity College, Dublin and was conferred with both a B.B.S (hons) and an M.A. degree. Peter has also completed executive education programmes at Northwestern University’s Kellogg School of Management, Stanford University’s Graduate School of Business and the London Business School.

Peter started his career with Chase Manhattan Bank in New York where he completed both the Associate Development Programme and the Financial Analyst (Credit) Programme. Peter spent 10 years working at Chase Manhattan in New York, Frankfurt and London after which he joined DAB bank, a large discount broker, in Munich, Germany as Head of Group Development. In February 2002, Peter was seconded to DAB’s UK subsidiary, SELFtrade UK, as Managing Director and Senior Country Officer. Peter joined Raymond James Investment Services in December 2004 as Managing Director and became CEO in February 2005.

Peter is a mentor to start-up businesses in London Business School’s Summer Entrepreneurship Programme. For five years in a row, 2017-2021, Peter Moores has been named one of the PAM 50 Most Influential.

Martin joined Close Brothers in 2005 and has been CEO of the Asset Management division since 2008. Previously he was with Merrill Lynch Investment Managers (MLIM) where he worked in a range of roles in the US and the UK, including strategy, distribution and marketing culminating in leading MLIM’s European private client business. Before MLIM Martin worked for McKinsey & Co in London. He has a First Class degree in Economics from Leicester University and an MBA from Harvard Business School.

Sarah has 35 years’ experience in investment and wealth management having previously worked for Seymour Pierce Butterfield, Brewin Dolphin and JM Finn. She has held roles ranging from Investment Manager, Head of Office, Regional Managing Director, National Director, Business Development Director and Head of Investment Management. She was the first woman to be appointed to the board of Brewin Dolphin Holdings PLC, a FTSE 250 company.

Sarah currently sits on the board of PIMFA, the trade body of the wealth management industry, and is Chair of its Nomination Committee.  Sarah is also on the Council of the Institute of Directors (IOD) where she also sits on the Nomination Committee.

In the past she has held external roles such as Chair of Governors of St Francis School, Pewsey and Chair of the Marie Curie Spring Arts Committee.

Married with two daughters, Sarah is a strong supporter of diversity and inclusion and is a mentor to a number of young women in the wealth management industry.

In her spare time she enjoys swimming, yoga, Pilates, reading, travel, theatre and walking her Great Dane.

Liz joined PIMFA (then known as the Wealth Management Association) as Chief Executive in 2014.

She has 30 years financial services experience, 19 of which as a Chief Executive. She successfully transformed and advised several businesses through redefining strategy, re-branding, change management and inspirational leadership, creating profitable businesses.

She has substantive experience of people and corporate culture risk, regulatory knowhow across the industry – banking, insurance and wealth management and providing good practice guidelines for the industry to adopt.

She is an accredited coach and industry leader encouraging collaborative participation of diverse groups of industry experts to address sector challenges and to leverage industry resources for collective benefit.

Liz holds a degree in Psychology and a Masters in Occupational Psychology from Birkbeck.

Debbie Gupta‘s career has spanned the public and private sector, in a number of roles focused on improving outcomes for consumers and communities. Her work has covered pensions and long-term savings including working in Whitehall on pension reforms, automatic enrolment and the creation and establishment of the National Employment Savings Trust. 

Now working at the FCA as the Director of Consumer Investments Supervision, Debbie is responsible for the day-to-day supervision of a wide range of firms who provide, or distribute, investment services to retail consumers.  Debbie also leads the FCA’s Consumer Investments Strategy which aims to ensure that consumers can make effective investment decisions about their savings and are not exposed to risky or poor value products. The Directorate’s teams are responsible for five sectors: financial advisers, wealth managers, investment-based crowdfunders, SIPP operators and platforms (and their third party administrators). The Directorate also looks into consumer investment issues that cut across sectors such as mini-bonds, crypto-assets and non-standard investments.

Tim is Director of Government Relations and Policy. Tim held numerous roles in banking and public affairs at Barclays Bank before moving to Prudential where he spent 11 years becoming Director of Public Affairs and Head of the Group Chairman’s Office.

His experience spans wealth management, insurance, banking and financial advice, the latter developed during RDR and FAMR. In his spare time he likes to visit galleries, go to the theatre and is a trustee of TfAC, an international aid charity.

Marguerita Lane is a labour market economist in the OECD’s Future of Work team. She is the author of the recently published literature review on the “Impact of AI on the labour market: what do we know so far?” and is currently contributing to other strands of the OECD’s research programme on AI and Work, Innovation, Productivity and Skills. Before joining the OECD, Marguerita worked in economic consulting roles at London Economics and Ipsos MORI.

Morgan Williams is a Young Associate in the OECD’s Future of Work team. She is currently contributing to multiple strands of the OECD’s research programme on AI and Work, Innovation, Productivity and Skills and to the OECD’s research on domestic outsourcing. Morgan is a recent graduate of the University of Maryland and has held internship positions in the U.S. Census Bureau, Ipsos and the Coalition on Human Needs.

Having led learning teams at the Institute of Risk Management, The British Bankers Association and most recently at UK Finance where he developed learning academies on Vulnerability, Financial Crime and Conduct & Culture, Philip is considered a leading authority in L&D within financial services. At PIMFA, Philip’s responsibility is to design and deliver a suite of innovative learning solutions that not only support members to meet their regulatory obligations but help them develop the skills and talents their staff need to take advantage of digital transformation. A qualified trainer, Philip was awarded Fellowship of The Learning Performance Institute in 2018.

Steve Elliot, Managing Director of LexisNexis Risk Solutions UK & Ireland, is a specialist in financial crime compliance, with a wealth of relevant experience, having had responsibility for Anti-Money Laundering, Anti-Financial Crime, Security, Investigations / Litigation, Payments and Controls (1^st line) across a range of roles in consulting, as a practitioner and within international law enforcement.

Steve has considerable experience of operating across a number of different industry sectors, including a strong focus around Financial Services, both in his former role with consultancy firm, Huntswood, and in previous roles with Old Mutual Wealth and Zurich Financial Services.

Steve is passionate about the role of technology and innovation in supporting effective risk management and compliance, and has advised many organisations on the transformation to digital KYC to create a safer customer on-boarding process.

Adam joined Brown Shipley as Head of Operational Risk in July 2017 from BNP Paribas where he held a number of senior positions during his 10 years with the bank.  These included CRO Wealth Management UK Branch and Global Head of Capital Markets P&L Controls.  Adam started his career with Morgan Stanley and has over 20 years’ financial services experience across Global Markets, International Private Banking and Wealth Management in the UK, Australia and New Zealand.

Adam is a Senior Manager in PwC’s Financial Services Regulatory Insights team, with a specialism in operational resilience. His focus is on interpreting domestic and international regulatory developments on the broad subject of operational resilience to support clients. He has a background in risk and operational roles formed at a regulator and in industry.

Giulia is a Senior Policy Advisor working on a wide range of regulatory and strategy matters such as markets integrity, data protection and digital innovation both at UK and EU level.  She is also an active member of the International Regulatory Strategy Group and runs a number of PIMFA Committees and working groups.

Since joining PIMFA  (then known as the Wealth Management Association) in February 2015, Giulia has been actively advocating on behalf of the wealth management and financial advice industry with regulators and other government departments and bodies.

Giulia’s previous work experience includes advisory roles in a family office and an international law firm, as well as a short stint as insolvency specialist in her native Italy.

Giulia holds both Italian and English law degrees as well as a postgraduate degree in institutional relations.

Giulia is a Chartered Member of the Chartered Institute of Securities and Investments.

Sophia joined the ILC in May 2019 as a Research Fellow.

Her work has mainly focussed on understanding the longevity economy, both in the UK and internationally, as well as exploring ways to boost individuals’ retirement prospects in the UK. Prior to this, she worked as a policy and research officer for ASH Wales, working to inform and influence the tobacco control policy agenda in Wales. Before working at ASH Wales, Sophia worked as a social researcher for the Office for National Statistics, where she worked on publishing statistical releases on key health measures.  Sophia has a BSc in Politics, Philosophy and Economics from the University of Warwick and an MSc in Economics from the University of Nottingham.

Simon joined PIMFA in November 2017 as a Senior Policy Adviser with a focus on public policy and long term savings. He has previously worked at the National Employment Savings Trust (NEST) and the Treasury in a variety of roles working on a number of issues including automatic enrolment, pension freedoms and the UK’s response to the financial crisis.

Simon has a strong interest in long term savings issues with a particular focus on overcoming behavioural barriers and the support structures that can be put in place in order to help and encourage a thriving savings culture in the UK.

Tim is Director of Government Relations and Policy. Tim held numerous roles in banking and public affairs at Barclays Bank before moving to Prudential where he spent 11 years becoming Director of Public Affairs and Head of the Group Chairman’s Office.

His experience spans wealth management, insurance, banking and financial advice, the latter developed during RDR and FAMR. In his spare time he likes to visit galleries, go to the theatre and is a trustee of TfAC, an international aid charity.

Alexander Smith is head of strategic and cross-cutting policy at the FCA and is responsible for the FCA’s cross-cutting policy initiatives including sustainable finance, operational resilience, senior managers and certification regime and prudential policy.  Alexander joined the FCA from the Association of British Insurers in 2011.  During his time at the FCA, he has led a range of projects including in relation to retail investment distribution, pension freedoms and firm culture.

Tim is Director of Government Relations and Policy. Tim held numerous roles in banking and public affairs at Barclays Bank before moving to Prudential where he spent 11 years becoming Director of Public Affairs and Head of the Group Chairman’s Office.

His experience spans wealth management, insurance, banking and financial advice, the latter developed during RDR and FAMR. In his spare time he likes to visit galleries, go to the theatre and is a trustee of TfAC, an international aid charity.

The Rt Hon Stephen Timms has been the Member of Parliament for East Ham since 1994, and since 2020 has been Chair of the Work and Pensions Select Committee in the House of Commons.  He was a Minister in the Labour Governments of Tony Blair and Gordon Brown from 1998 to 2010, including serving in the Cabinet for a year, in 2006-7, as Chief Secretary to the Treasury, and as Minister for Pensions in 1999-2000 and 2005-6.  He was the Shadow Minister for Employment from 2010 to 2015. He is also the Labour Party’s Faith Envoy.

Before entering Parliament, Stephen worked in the telecommunications industry for fifteen years, first for Logica and then for Ovum, and was Leader of the Council in the London Borough of Newham. He is also a member of the Ramblers Association and is former Chair of Christians on the Left.

Simon joined PIMFA in November 2017 as a Senior Policy Adviser with a focus on public policy and long term savings. He has previously worked at the National Employment Savings Trust (NEST) and the Treasury in a variety of roles working on a number of issues including automatic enrolment, pension freedoms and the UK’s response to the financial crisis.

Simon has a strong interest in long term savings issues with a particular focus on overcoming behavioural barriers and the support structures that can be put in place in order to help and encourage a thriving savings culture in the UK.

Caroline brings a wealth of global experience from a career spanning over 30 years within the financial services sector encompassing senior regulatory, strategic, commercial, operational, investment banking, and client-led roles.

Caroline was appointed CEO of FSCS on 13 May 2019.  She sits on the Board of Directors and is Chair of the Executive Committee.  She is responsible for leading the Scheme’s strategy to be a trusted compensation service which raises confidence in financial services and delivers excellence to customers.  This includes being prepared for any type of financial services failure and informing work on preventing future failures.

Between 2009 and 2017 Caroline held senior positions at Royal Bank of Scotland (RBS).  Caroline’s last role was Managing Director of Regulatory Affairs.  She was responsible for defining and delivering the bank’s strategic and proactive engagement and profile with its global regulators, advising the Board and Executive on its regulatory engagement and compliance, as well as monitoring bank-wide upstream regulatory risks and delivering mandatory regulatory change programmes.

Prior to this, Caroline was Director of RBS’s Corporate Services Division, where she was responsible for the global strategy, operations, service delivery, financial performance and risks of one of the largest cost areas within RBS.

From 1995 to 2009 Caroline worked at ABN AMRO, undertaking a number of leadership and transactional roles within Group Shared Services, Finance, Change Management and Structured Finance.

Detective Inspector Steve Jackson Intelligence Development Team (IDT), located within National Fraud Intelligence Bureau (NFIB). Steve has over 27 years’ service with City of London Police. A career detective in various roles, for the last couple of years Steve has been working in NFIB, heading up the national policing response to Courier Fraud, Romance Fraud and more recently Investment Fraud.

Coinciding with Valentine’s Month and keeping people safe online dating  Steve and his specialist team features as part of 10 new episodes on the critically acclaimed BBC 1 TV documentary For Love or Money, presentingalongside Kym Marsh and Ashleigh John-Baptiste…

Rocio is Director of Policy and Advocacy and Chief Economist at Which? where she leads the policy, external affairs, campaign and policy analytical teams. She has over 20 years’ experience in public policy and strategic roles spanning the public, charity and private sectors. Before joining Which?, she was Royal Mail’s Head of Regulatory Reform and Competition, previously, she was a UK Senior Civil Servant and member of the Government Economic Service.  Earlier in her career she was a senior consultant working on regulation in European and Asian markets at NERA Economic Consulting.  Rocio is also a Non-Executive board member at the Ada Lovelace Institute.

Alex joined PIMFA in June 2017 as a Policy Adviser, where she works on a wide range of regulatory matters, engaging with policy makers and the regulator to promote members’ interests.

She previously worked for the Association of Professional Financial Advisers (APFA) in the same capacity. APFA merged with the Wealth Management Association (WMA) to form PIMFA.

Alex has a legal background, having studied law at Cambridge University and was called to the Bar in 1997. She was a tenant at Lamb Chambers, Temple where she specialised in personal injury claims, contractual disputes and professional negligence. Alex has experience of advisory, drafting and court work including appearances in the Court of Appeal, the High Court and county courts.

Simon joined PIMFA in November 2017 as a Senior Policy Adviser with a focus on public policy and long term savings. He has previously worked at the National Employment Savings Trust (NEST) and the Treasury in a variety of roles working on a number of issues including automatic enrolment, pension freedoms and the UK’s response to the financial crisis.

Simon has a strong interest in long term savings issues with a particular focus on overcoming behavioural barriers and the support structures that can be put in place in order to help and encourage a thriving savings culture in the UK.